Terms of Use

Availability of Services
‍Mortgage Insurance Help’s services are currently only available to consumers located in the following states: California, Colorado, Arizona, and Oregon.  We are working to expand the states we cover as quickly as possible.

‍Privacy
‍Please review our Privacy Policy, which also governs the use of our website.

‍Electronic Communications
‍By visiting the Mortgage Insurance Help website or sending a contact request to us, you are communicating with us electronically and you are consenting to receive communications from Mortgage Insurance Help electronically.  We will communicate with you by email.  You agree that all agreements, notices, disclosure, or other communications that we may provide to you electronically will satisfy any legal requirements that such communications be in writing.

‍Use of Tracking; Use of IP Addresses
‍An IP address is a unique number that is automatically assigned to your computer whenever you are browsing the Internet so that your computer may be identified by the main computers, known as “Web servers,” that “serve up” or display webpages.  This allows Mortgage Insurance Help to identify and gather general information and data about you, such as the web pages you view on our website.Mortgage Insurance Help collects IP addresses for the purposes of system administration and security, to report on aggregated information, and to audit the use of our site.  Aggregated information is intended for Mortgage Insurance Help internal use only, and is part of our performance tracking and diagnostic processes.  When customers request pages from www.cancelyourpmi.com, our servers log the customers’ IP addresses.  We do not link IP addresses to anything personally identifiable, which means that a visitor’s web session will be logged, but the customer will remain anonymous to us unless they fill out a form requesting more information from us.  

‍Cookies
‍Mortgage Insurance Help uses a variety of third-party services to help provide the most streamlined and user-friendly website possible.  We also use third parties such as Google Analytics to help us understand how our visitors use our website.  These third parties may collect certain information from your browser (i.e. using cookies and/or your IP address).  You can adjust your privacy settings in your browser so that your information is not tracked.  A cookie is a small text file that is stored on a user’s computer for record-keeping purposes.  We use cookies on this site.  We do not link the information we store in cookies to any personally identifiable information you.

‍Ownership, Use of Content, and Intellectual Property
‍The website and its contents are owned by Mortgage Insurance Help, our affiliates, and partners, or under license with all rights reserved.  Website contents include but is not limited to trademarks, logos, service marks, text, graphics, button icons, images, audio clips, data compilations, and software.  Except as provide in these terms and conditions, the reproduction, duplication, sale, or other commercial use of this website or its materials is prohibited without express written consent from Mortgage Insurance Help.  Mortgage Insurance Help grants you a limited license for personal use of this website, which does not include the right to download (other than page caching) or modify any portion of it except with the express written consent of Mortgage Insurance Help.You shall have no right to use any proprietary Mortgage Insurance Help technology for any purpose other than accessing the website and using the services offered.  All rights, titles and interests in and to any Mortgage Insurance Help technology and all services shall remain solely with Mortgage Insurance Help. You shall not, directly or indirectly, reverse engineer, decompile, disassemble or otherwise attempt to derive source code or other trade secrets from any of the Mortgage Insurance Help technology if such reverse engineering, or disassembly is intended to create, or will be used in, a competitive product.We do not knowingly collect, process, sell, or share the personal information of consumers under 18 years of age.

‍Trademarks
‍Mortgage Insurance Help’s trademarks may only be used with the express written consent of Mortgage Insurance Help and may not be used in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Mortgage Insurance Help.  All other trademarks not owned by Mortgage Insurance Help or its subsidiaries that appear on this site are the property of their respective owners.

‍Fair Housing
‍Mortgage Insurance Help recognizes the importance of fair housing and conducts business in accordance with applicable federal, state, and local fair housing laws.  It is Mortgage Insurance Help’s policy to provide equal professional services to all persons regardless of race, color, religion, sex, handicap, familial status, national origin, or any protected class.

‍Applicable Law
‍By visiting our website www.cancelyourpmi.com, you agree that the laws of the State of Delaware, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and Mortgage Insurance Help and/or its subsidiaries and affiliates. You further agree that any action at law or in equity arising out of or relating to these Terms of Use or this website shall be filed only in the state or federal courts located in Delaware, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

‍Entire Agreement
‍You agree that these Terms of Use constitute the complete and exclusive agreement between you and Mortgage Insurance Help regarding your use of the website and supersede and govern all prior proposals, agreements, or other communications.  

‍General
‍You agree that nothing in these Terms of Use shall be understood or construed to create any agency, partnership, or other form of joint enterprise between a user and Mortgage Insurance Help.  Failure of Mortgage Insurance Help to require performance of any provision hereof shall not affect our right to require such performance at any time thereafter, nor shall our waiver of a breach of any provision hereof be taken or held to be a waiver of the provision itself.  In the event that any of these provisions of the Terms of Use are unenforceable, that shall not render the Terms of Use as a whole unenforceable or invalid and these Terms of Use shall be modified by the adjudicating entity to most fully reflect the original intent of the parties as reflected in the original provision and with the remaining terms remaining enforceable and binding upon all users.

‍Disclaimer
‍The information contained in this website is for general information purposes only.  It is believed to be reliable, but Mortgage Insurance Help does not warrant its completeness, timeliness or accuracy.  To the fullest extent permissible under applicable law, Mortgage Insurance Help disclaims all warranties, express or implied, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.  The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument.  The information and materials contained in this website including the Terms of Use for access to and use of such information and materials are subject to change without notice.  Any information provided on the Mortgage Insurance Help website regarding fees or costs are exclusively for educational purposes.  Any products, or services described, as well as fees and charges displayed on the website do not constitute an offer, promise, or guarantee by Mortgage Insurance Help.  In no event will Mortgage Insurance be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss arising out of, or in connection with, the use of this website.If you have been referred from another website (including but not limited to any social media site), the information contained in the referring website is for general information purposes only. The information contained there has not been reviewed or approved by Mortgage Insurance Help and is provided solely and exclusive by the site’s author.  Mortgage Insurance Help makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.  Any reliance you place on such information is therefore strictly at your own risk.  Through the referring website you may be able to link to other websites which are not under the control of Mortgage Insurance Help and Mortgage Insurance Help has no control over the nature, content and availability of those sites.  The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.You acknowledge and agree that Mortgage Insurance Help is not, and shall not be, responsible for the results of any defects that may exist in this website or its operation. As to the operation of this website, Mortgage Insurance Help expressly disclaims all warranties of any kind, whether express or implied, including, not limited to the implied warranty of merchantability and fitness for a particular purpose.THE INFORMATION ON THE SERVICES IS NOT AN OFFER OR SOLICITATION BY ANYONE IN ANY JURISDICTION IN WHICH AN OFFER OR SOLICITATION CANNOT LEGALLY BE MADE, OR TO ANY PERSON TO WHOM IT IS UNLAWFUL TO MAKE A SOLICITATION.

‍Indemnification
‍You shall indemnify and hold us harmless from any damage, loss, or expense of any kind whether the claimed damages or losses are based in tort, contract or any other theory of law, arising in any way or in connection with this website or use thereof, including, but not limited to failure of performance, omission, error, defect, interruption, failure to process, delay, computer virus, system failure, even if Mortgage Insurance Help is made aware of the alleged damages or losses including all third party claims.  You agree to indemnify and hold harmless Mortgage Insurance Help for any and all damages and losses as described above relating to your use of the website.